Modavva is a lower middle market private credit advisor that arranges the right structure across a network of capital providers — from $1M to $100M.
“Business loan” means something different for every company. A growing distributor needs a revolving line; a manufacturer needs equipment and inventory financing; an operator buried in merchant cash advances needs a payoff and a restructure. We arrange the right structure rather than pushing one loan product at every borrower.
Financing we arrange
- MCA debt consolidation & buyout — combine stacked advances into one structured facility and get off the daily debit.
- Refinance MCA debt — swap a high-cost advance for lower-cost capital.
- Business debt restructuring — relief and re-positioning when cash flow is strained.
- Asset-based lending — facilities sized to your borrowing base.
- Business lines of credit — private revolving lines that flex with your receivables.
- Term loans, receivables financing, bridge and special-situations capital — for time-sensitive and complex situations.
Why work through an advisor instead of one lender
A direct lender can only offer its own product. As a lender-agnostic advisor, Modavva works an established network of private credit, asset-based, and special-situations capital and structures what actually fits the company. Most operators we help are creditworthy on fundamentals but locked out of conventional banks by MCA balances and UCC filings — and our Bridge-to-Bank approach is built to change that.
Who we serve
B2B operating companies, generally $1M+ in revenue, that sell to other businesses and carry receivables and assets — nationwide across the U.S.
Let’s see your real position.
Confidential review, no obligation, typically a same-week first response.
Frequently asked questions
What size business loans does Modavva arrange?
Facilities from $1M to $100M, for lower middle market B2B operators.
Do you lend directly?
No. Modavva is a financing advisor and arranger, not a direct lender or bank. We structure and place financing through our network of capital providers.
What if I’m not sure which financing I need?
That’s what the confidential review is for. An advisor will look at your position and recommend the structure — consolidation, refinance, a line, ABL, or a combination — that fits.